Want to lớn know more about the currency in Vietnam? They use the Vietnamese Dong (VND), & here’s more info about ATMs, money, & exchange rates before your trip.

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I will also answer some of the most frequently asked questions about money và currency in Vietnam.

Quick facts about Vietnamese Dong (VND)

Name: Dông(₫,Dồng Việt Nam)Currency in: VietnamYear of introduction: 1978Banknotes: 200, 500, 1.000, 5.000, 10.000, 20.000, 50.000, 100.000, 200.000 & 500.000 VNDAbbreviation: ₫Currency Code: VND

Photo: Lukasz Pawel Szczepanski / Shutterstock.com

Can you pay by card in Vietnam?

Debit- and Credit cards are usually accepted in major cities & tourist areas. However, local restaurants, smaller shops are not likely to lớn accept thẻ payments. Some places will also charge a 3% foreign transaction fee if you pay by thẻ in Vietnam.

Vietnam is still a cash-based society, so it’s advised that you always carry cash, especially outside the major cities.

Should you exchange money before your trip?

Vietnamese Dong are usually not available khổng lồ buy in other countries but don’t worry, you don’t need to lớn change in many before your trip because it’s better to lớn exchange money in Vietnam, or even better lớn take out cash from a local ATM, using a travel thẻ without fees.

Exchange currency in Vietnam?

US Dollars can be changed or used almost everywhere, & other major currencies such as Euros, AUD, và Pounds can be exchanged in the banks. Gold and jewelry shops typically offer better đơn hàng when exchanging foreign currency compared lớn the banks.

With that said, there is no real need to exchange your money in Vietnam, and you’ll get more value for your money by taking out cash from a local ATM or using card payment at reputable places where possible.

Vietnamese Dong or US dollars in Vietnam?

The official currency in Vietnam is the Vietnamese Dong (VND). However, many shops, restaurants, hotels, etc will accept US dollars in Vietnam.

With that said, it’s illegal for Vietnamese businesses lớn demand payments in other currencies than the Vietnamese Dong, and it’s much better to pay in Vietnamese dong because of the poor exchange rate you’ll be given when paying in USD.


ATMs in Vietnam

The Vietnamese ATMs usually have a limit on how much cash you can take out per transaction. Some offer khổng lồ give 10 million Dong in the same transaction whereas others will only allow you to lớn withdraw 5 million dong or even as little as 2.5 million dong or 1 million VND.

The standard ATM fee in Vietnam is around 30 000 dong but some will charge up khổng lồ 90 000 VND per transaction. This is an additional fee to lớn the one that your bank is likely khổng lồ charge, usually around €5 + 2-3% foreign transaction fee.

Luckily, you can avoid your own bank’s fees by using a travel card without fees.

It is recommended khổng lồ take out as much cash as possible, và the ATMs that I recommend are ANZ or Citibank, which usually have the lowest ATM fees in Vietnam & the most generous limit.

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More about Vietnam’s Currency – Dong (VND)

The Vietnamese Dong has been the currency in Vietnam since 1978 after replacing the former North- và South Vietnamese Dong. Before that, the French Indochinese piastre was used as the Vietnamese currency between the years of 1885 and 1952.

The Vietnamese Dong is given out by the State ngân hàng of Vietnam (Ngân hàng công ty nước vn – SBoV) which has its headquarters in Hanoi.


The first Vietnamese currency was given out as coins, but this changed in 1978. Then it was decided that it would be smarter and more practical khổng lồ only pay with banknotes instead of thousands of coins, which also weighed a lot.

The highest denominated bill in the world is the 500,000 dong bill. The person on the bill is Ho đưa ra Minh, which was the heroic leader during the Vietnam Revolution in 1945.

Vietnamese Money in various denominations

Banknotes: 200, 500, 1.000, 5.000, 10.000, 20.000, 50.000, 100.000, 200.000 och 500.000 VND.

Many tourists joke around that they have become millionaires when taking out cash from the ATM in Vietnam. It’s quite easy khổng lồ become a millionaire with the Vietnamese currency, and 1 million VND is worth about 42 USD.

Frequently Asked Questions about Money in Vietnam

Is it better khổng lồ exchange money in Vietnam?

Yes, most banks và exchange offices around the world don’t sell Vietnamese Dong, so often, your only choice would be khổng lồ exchange money in Vietnam. The best rates are found in the bank, but it’s better khổng lồ take out cash from a local ATM, using a travel card without fees.

What is the best currency to use in Vietnam?

The Vietnamese Dong is the best currency to lớn use in Vietnam, và the second currency after that is the US dollar because it’s accepted almost anywhere, although you’ll pay lower prices if using the local currency.

How much cash can I bring to lớn Vietnam?

Amounts exceeding VND 15,000,000 must be declared on arrival. There is no limit on foreign currencies but amounts of 5,000 USD or equivalent in other currencies must be declared as well.

Can I use my debit thẻ in Vietnam?

Debit cards issued by Mastercard or VISA are widely accepted in Vietnam, & all ATMs will accept them as well as establishments accepting thẻ payments.

Can I use Euros in Vietnam?

No, Euros are not accepted in Vietnam. However, you can easily exchange them in banks, although the rate will probably be quite poor.

Can I use Australian dollars in Vietnam?

No, AUD can’t be used in Vietnam, but you can change them in the banks, although it’s much better to take out cash from a local ATM.

Keep your money safe in Vietnam

It’s also recommended that you have an extra thẻ with you in case something happens.

Do you have more questions about the currency in Vietnam? Leave a phản hồi below!